Purpose: Tests whether interest income can sustainably fund withdrawals.

What you see

A Capital Coverage Summary at the top:

• Total Funding Pool: Starting savings + lifetime contributions
• Capital Buffer: Remaining capital available
• Funding Gap: Shortfall between interest and withdrawals (if any)
• Years of Coverage: How long capital lasts at current withdrawals

Funding states

1. Interest Only: Interest fully covers withdrawals (sustainable indefinitely)
2. Interest + Capital: Interest covers most withdrawals; capital fills the gap
3. Capital Only: Living entirely off capital drawdown

Best for

Assessing retirement sustainability and risk.

If you want to go deeper on interpretation, see Reading Your Results.